Joint Affidavit of Cohabitation Is Now Free

What Changed

Starting today, the Joint Affidavit of Cohabitation is part of the Legalia Free plan. Any Filipino couple can now generate the document with full on-screen preview and PDF print — at no cost.

The document supports both the standard joint form (both partners sign side by side) and a single-affiant form for cases where the partner is unavailable.

About the Joint Affidavit of Cohabitation

A Joint Affidavit of Cohabitation is a sworn declaration executed by two people who are living together as husband and wife without a formal marriage. Both affiants appear before a notary public, swear to the contents, and sign the document together.

It attests to: the fact of cohabitation, the shared residence address, the duration of the relationship, the absence of any legal impediment to marry, and the purpose for which the affidavit is being executed.

→ Full guide with sample: Joint Affidavit of Cohabitation Template Philippines

When Filipino Couples Need It

Common situations where a Joint Affidavit of Cohabitation is required in the Philippines:

Article 34 marriage license exemption — Couples who have lived together as husband and wife for at least five (5) continuous years with no legal impediment may contract marriage without a marriage license. The affidavit is the primary evidence requirement under the Family Code.
Pag-IBIG Fund dependent enrollment — Required to add a live-in partner as a qualified dependent beneficiary.
SSS and GSIS spousal benefits — Government social insurance agencies may require proof of cohabitation to process claims and dependent enrollment.
OWWA and DSWD sponsorship — Required for sponsorship or welfare applications where marital status is relevant.
Barangay and LGU transactions — Some barangay certifications and LGU records require proof of relationship or shared residence.
Insurance beneficiary designation — Insurance companies may require it when designating an unmarried partner as a beneficiary.

How to Generate for Free

Register for free — Sign up with your email address at legalia.ph/register/. No credit card required.
Choose the document — Select Affidavit from the sidebar, then pick Affidavit of Cohabitation.
Fill in the fields — Enter both partners' names, civil status, shared address, cohabitation start date, and purpose. Toggle optional clauses as needed.
Preview and print — Review the formatted draft and print to PDF when ready to bring to the notary.

Generate Free — No Card Required

Joint Affidavit of Cohabitation, included in the Free plan. Full preview, PDF print, both affiants' signature blocks.

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Frequently Asked Questions

Is the Joint Affidavit of Cohabitation free on Legalia?

Yes. The Joint Affidavit of Cohabitation is included in the Legalia Free plan. You can generate, preview, and print it at no cost. No credit card or billing information is required — sign up with an email address and generate.

Who needs a Joint Affidavit of Cohabitation?

Filipino couples who are living together as husband and wife without a formal marriage. Common use cases include: applying for a marriage license exemption under Article 34 of the Family Code (requires at least 5 years of cohabitation), enrolling a partner as a Pag-IBIG or SSS dependent, claiming spousal benefits from GSIS, OWWA, or DSWD, and presenting proof of relationship for barangay, LGU, or other government transactions.

Do both partners need to sign?

Yes. The standard form is a joint affidavit — both partners must appear together before the notary public, swear to the contents, and sign the document. Legalia also supports a single-affiant form for cases where the partner is unavailable to sign, but the joint form is accepted by more institutions.

Does Legalia include the "no legal impediment" clause?

Yes. The no-legal-impediment clause is included by default and can be toggled on or off. For Article 34 purposes, it must be present — both parties must have no existing marriage or other legal obstacle to contracting marriage with each other.

Can I export the document to Word?

PDF print and on-screen preview are included on the Free plan. Word (.docx) export is available on Pro and Ultra plans, along with unlimited generations, full document history, and AI Polish.