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Affidavit of Discrepancy PSA / Civil Registry Philippines

Affidavit of Discrepancy Philippines: Free Sample & Guide

How to explain a conflicting entry — a misspelled surname, a wrong middle or first name, or a mismatched date of birth — across your PSA, school, SSS, or bank records, when an affidavit is enough versus an RA 9048 petition, and a free, notary-ready sample you can generate online.

May 30, 2026 · 8 min read

An Affidavit of Discrepancy is a sworn statement used to explain a conflicting entry that appears across a person's documents — and to affirm which entry is the true and correct one. Filipinos most often need one when a name is spelled differently, a middle name is missing, or a date of birth does not match from one record to another. Because it is executed under oath before a notary public, it lets the PSA, the Local Civil Registrar, schools, banks, and government agencies reconcile the inconsistency and confirm that the records refer to the same person.

What Is an Affidavit of Discrepancy?

An Affidavit of Discrepancy is a notarized declaration in which the affiant identifies a specific inconsistency between his or her records, states the entry that was erroneously recorded, and affirms the true and correct entry — usually supported by a controlling document such as the PSA birth certificate. It is frequently used to explain differences in a surname, a middle name, a first (given) name, or a date of birth, and to declare that two slightly different forms of a name refer to one and the same person.

Crucially, the affidavit only explains and reconciles facts that already exist; it does not amend the civil registry. It is the bridge that lets a transaction proceed despite the mismatch, and it is often filed together with the supporting record it relies on.

When Do You Need an Affidavit of Discrepancy?

Common situations in the Philippines where an Affidavit of Discrepancy is required:

  • PSA birth certificate vs. school records — the name or birth date on your PSA record differs from your Form 137, transcript, or diploma
  • PSA vs. government IDs and benefits — a mismatch between your birth certificate and your SSS, GSIS, Pag-IBIG, or PhilHealth records
  • PSA vs. passport or driver's license — the DFA or LTO flags a different spelling or date before issuing or renewing
  • Inconsistent name across bank records and titles — different forms of the same name appear on accounts, loans, or property documents
  • Employment and enrollment — an employer or school requires a single, consistent identity before processing your records
  • "One and the same person" declarations — two name forms (for example, with and without the middle name) need to be tied to the same individual

Affidavit of Discrepancy vs. RA 9048 / RA 10172 Petition

This distinction is the single most important thing to understand before you sign. An Affidavit of Discrepancy explains a difference between documents and asserts your true identity — it does not change the entry in the PSA or civil-registry record.

To actually correct the registered record, you file a petition with the Local Civil Registry Office (LCRO). Under Republic Act No. 9048, as amended by Republic Act No. 10172, the LCRO may administratively correct a clerical or typographical error, and may change a first name, the day and month of birth, or the sex entry, without a court order. Substantial changes — to the surname, nationality, civil status, legitimacy, or filiation — generally require a judicial petition under Rule 108 of the Rules of Court. Use the affidavit to bridge documents or where the agency only needs an explanation; use the petition where the record itself must be corrected.

Required Contents of the Affidavit

A proper Philippine Affidavit of Discrepancy should state the following clearly:

  1. Affiant's identity — full name, civil status / description, and residence
  2. The erroneous entry — exactly how the surname, middle name, first name, or date of birth was recorded, and the source document it appears in (and, where applicable, the Office of the Civil Registrar that recorded it)
  3. The true and correct entry — the correct value, with the supporting evidence (optionally attached as Annex "A")
  4. Consistency clause (optional) — that you have used the correct entry in all your other pertinent documents
  5. Purpose — that the affidavit is executed to explain the discrepancy and attest to the truth of the foregoing
  6. Jurat — sworn before a notary public with competent evidence of identity
  7. Notarial register — the Doc./Page/Book/Series details completed by the notary

Free Sample — Affidavit of Discrepancy

Below is a complete sample explaining a surname discrepancy on a PSA birth certificate, rendered exactly as Legalia generates it. Use Legalia Pro to generate a notary-ready version with your own details filled in, and to toggle optional clauses such as the Annex evidence, the pertinent-documents clause, and the identification block.

REPUBLIC OF THE PHILIPPINES)
QUEZON CITY) S.S.
AFFIDAVIT OF DISCREPANCY

I, Juan Dela Cruz, single, Filipino, of legal age, and a resident of 123 Mabuhay Street, Barangay San Antonio, Quezon City, having been duly sworn in accordance with law, hereby depose and state:

1. That in my Certificate of Live Birth as recorded in the Office of the Civil Registrar of Quezon City, my surname was erroneously recorded as "Dela Cruz";

2. That my true and correct surname is "De la Cruz", as evidenced by a PSA-authenticated copy of my Certificate of Live Birth;

3. That I am executing this Affidavit of Discrepancy to attest to the truth of the foregoing facts and to explain the discrepancy in my Certificate of Live Birth as regards my surname.

IN WITNESS WHEREOF, I have hereunto set my hand this January 15, 2026 at Quezon City, Philippines.

JUAN DELA CRUZ
Affiant

SUBSCRIBED AND SWORN to before me this January 15, 2026 at Quezon City, Philippines. Affiant exhibited to me his/her Driver's License bearing No. N01-23-456789 issued on May 10, 2023 at Quezon City.

 
Notary Public
Doc. No. ______;
Page No. ______;
Book No. ______;
Series of ______.

The same generator also supports a "one and the same person" variant when two different name forms refer to the same individual across documents. It produces the four numbered clauses below:

AFFIDAVIT OF DISCREPANCY

I, Juan Dela Cruz, single, Filipino, of legal age, and a resident of 123 Mabuhay Street, Barangay San Antonio, Quezon City, having been duly sworn in accordance with law, hereby depose and state:

1. That my name is "Juan Dela Cruz" as stated and registered in my Certificate of Live Birth;

2. That the name "Juan D. Cruz" also appears in my SSS and Pag-IBIG records;

3. That "Juan Dela Cruz" and "Juan D. Cruz" refer to one and the same person, the herein affiant;

4. That I am executing this Affidavit of Discrepancy to attest to the truth of the foregoing facts and that the said names refer to one and the same person.

Generate Your Affidavit of Discrepancy with a Pro Plan

This document is available on the Legalia Pro plan. Subscribe to generate a notary-ready Affidavit of Discrepancy — for a discrepancy in your surname, middle name, first name, or date of birth, or a "one and the same person" declaration — with optional Annex evidence and a properly formatted jurat block, in minutes.

Subscribe to Pro — Generate Now

Step-by-Step: Generate an Affidavit of Discrepancy with Legalia

  1. Log in and open the Affidavit of Discrepancy. Sign in to your Legalia dashboard and, under the Affidavits category, select Affidavit of Discrepancy. The two-panel editor opens — form on the left, live preview on the right.
  2. Enter the affiant and discrepancy details. Fill in your name, civil status / description, and address, then choose what is discrepant — surname, middle name, first name, date of birth, or a "one and the same person" name format — and enter the erroneous entry and the true and correct entry.
  3. Identify the documents. Name the source document (e.g., your Certificate of Live Birth) and, where relevant, the Office of the Civil Registrar that recorded it, plus the evidence supporting the correct entry.
  4. Toggle the optional clauses. Turn on the Annex "A" attachment, the pertinent-documents consistency clause, and the competent-evidence-of-identity block as your situation requires, then review the live preview.
  5. Print or export. Click Print and choose Save as PDF, or export to Word. Then personally appear before a notary public with competent evidence of identity so the jurat block can be completed.

Common Mistakes to Avoid

  • Using an affidavit to "correct" the PSA record. An Affidavit of Discrepancy explains a difference; it does not amend the civil registry. Where the entry itself must be changed, file an RA 9048 / RA 10172 petition with the LCRO (or a Rule 108 court petition for substantial errors).
  • Failing to attach the evidence. Reference the controlling document and, where possible, attach it as Annex "A" so the notary and the receiving agency can see the basis for the correct entry.
  • Vague erroneous-value statements. Quote the erroneous and correct entries exactly as they appear — do not paraphrase or "clean up" the wrong spelling, or the affidavit loses its explanatory value.
  • Missing competent evidence of identity. The affiant must appear before the notary with a valid ID; without it, the jurat cannot be completed and the affidavit will not be accepted.

Frequently Asked Questions

What is an Affidavit of Discrepancy?
An Affidavit of Discrepancy is a sworn statement in which the affiant explains a conflicting or inconsistent entry that appears across his or her records — for example, a surname spelled differently on a birth certificate and a school record, a missing or different middle name, or a date of birth that does not match from one document to another — and affirms which entry is the true and correct one. Because it is executed under oath, it is commonly required by the PSA, the Local Civil Registrar, schools, employers, banks, the SSS, Pag-IBIG, PhilHealth, and the DFA to reconcile the discrepancy and confirm that the documents refer to the same person.
When do I need one — PSA, civil registry, school, bank, SSS, or Pag-IBIG?
You typically need an Affidavit of Discrepancy whenever an agency notices that an entry on one of your documents does not match another and asks you to explain the difference before it will act. Common triggers include a PSA birth certificate whose name or birth date differs from your school records, passport, or driver's license; a name that is spelled inconsistently across your SSS, Pag-IBIG, PhilHealth, or bank records; and the processing of benefits, loans, enrollment, or employment where the agency requires a single, consistent identity. The affidavit explains the discrepancy and asserts the correct entry so the transaction can proceed.
What is the difference between an Affidavit of Discrepancy and a petition under RA 9048 / RA 10172?
They serve very different purposes. An Affidavit of Discrepancy only explains a difference between documents and asserts your true identity — it does not change anything in the civil registry. To actually correct the PSA record, you must file a petition with the Local Civil Registry Office. Under Republic Act No. 9048 (as amended by Republic Act No. 10172), the LCRO may administratively correct clerical or typographical errors and may change a first name, the day and month of birth, or the sex entry, without a court order. Substantial changes — such as the surname, nationality, civil status, legitimacy, or filiation — generally require a judicial petition under Rule 108 of the Rules of Court. In practice an Affidavit of Discrepancy is used to bridge documents in the meantime, or where the agency only needs an explanation rather than a corrected record.
Does an Affidavit of Discrepancy need to be notarized?
Yes. An unnotarized affidavit is merely a private document and is generally not accepted. To have legal weight, the affiant must personally appear before a notary public, present competent evidence of identity, and swear to the truth of the contents so the jurat block can be completed. Only then will the PSA, the LCRO, schools, banks, and government agencies accept the affidavit as a sworn explanation of the discrepancy.
Can one affidavit cover multiple discrepancies or a "one and the same person" declaration?
Yes. A single Affidavit of Discrepancy can explain more than one inconsistency, and it can include a declaration that two different name forms appearing across your documents refer to one and the same person — the affiant. Legalia provides a dedicated "one and the same person" variant for exactly this situation, and the standard variant lets you add a clause confirming that you have consistently used the correct entry in all your other pertinent documents. Keep each statement truthful and specific, and attach the supporting record as an annex where possible.

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